24/7 Automated delivery on every network

Cheap data, airtime and bills. Paid in seconds.

Top up any MTN, Airtel, Glo or 9mobile line, buy electricity tokens, renew DStv and GOtv, and get exam PINs, all from one Payflex wallet.

Create free account How it works
Free to sign up Fund by bank transfer Auto refund on failure

Works on every Nigerian network

  • MTN
  • Airtel
  • Glo
  • 9mobile
Services

Everything you pay for every month, in one place

One wallet for your phone, your home and your exams. No more juggling bank apps, scratch cards and vendors.

Data bundles

Cheap data for every network

MTNAirtelGlo9mobile
Learn more

Airtime

Recharge any network instantly

MTNAirtelGlo9mobile
Learn more

Electricity

Prepaid tokens and postpaid bills

Learn more

Cable TV

DStv, GOtv and StarTimes

Learn more

Exam PINs

WAEC, NECO and JAMB

Learn more

Become a reseller

Lower prices to resell and earn

Start earning
How it works

Up and running in three steps

No paperwork and no waiting. Most people make their first purchase within minutes of signing up.

Create your free account

Sign up with your name, email and phone number, then set a transaction PIN to protect your wallet.

Fund your wallet

You get a personal bank account number. Transfer from any bank app and your wallet is credited automatically.

Buy in seconds

Choose a service, enter the phone, meter or smartcard number, confirm with your PIN and it's done.

4Mobile networks
5Bill categories
24/7Automated delivery
AutoRefunds on failure
Earn with Payflex

Turn your phone into a data and airtime business

Resellers buy at lower prices and sell to friends, students, shops and offices. You keep the margin, and you earn commission when people you refer use Payflex.

  • Reseller pricingLower prices on data, airtime, cable TV and electricity.
  • Referral commissionPaid into your commission wallet, convertible to your main wallet.
  • No stock, no officeSell on demand straight from your wallet.
Become a reseller
Security

Your wallet is protected at every step

Built so that your money only moves when you say so.

Transaction PIN

Every purchase needs your PIN. Repeated wrong attempts lock purchases on the account.

Sign-in monitoring

Every sign-in is recorded and reviewed for unusual activity, so suspicious access gets noticed.

Automatic refunds

If a provider rejects a purchase, the amount goes straight back to your wallet.

Duplicate protection

Accidentally tapped twice? Identical purchases made seconds apart are blocked so you don't pay twice.

FAQ

Questions people ask us

What is Payflex?
Payflex is a Nigerian platform for buying data and airtime and paying electricity, cable TV and exam bills from one wallet. It is owned and operated by Techsett Technologies Limited.
How do I fund my wallet?
Each account gets a dedicated bank account number. Transfer to it from any Nigerian bank app and your wallet is credited automatically.
Is it safe to keep money in my Payflex wallet?
Every purchase needs your transaction PIN, repeated wrong PINs lock purchases on the account, and sign-ins are monitored for unusual activity.
What happens if a purchase fails?
If a provider rejects a purchase, the amount is refunded to your wallet automatically. If a transaction stays pending, contact support with the reference.
Can I sell data and airtime with Payflex?
Yes. Upgrade to a reseller account for lower prices and resell to your customers, or earn referral commission by inviting friends.
How do I contact support?
Chat with us on WhatsApp, email info@payflex.ng or use the live chat on this site. Support is available every day.

See all questions

Ready to pay less for data and bills?

Create a free Payflex account in under a minute, fund your wallet by bank transfer and start buying.

Create free account Chat on WhatsApp